1. Acceptance of Terms
By accessing and using everwestinsurance.com (the “Website”), you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use this Website. Everwest Insurance (“the Agency”) reserves the right to update these terms at any time without notice to you.
2. Use of the Website
This Website is provided to assist you in gathering insurance information and obtaining insurance quotes. You agree to use this Website only for lawful purposes. You are prohibited from:
- Using the Website in any manner that could damage, disable, or overburden the Agency’s servers.
- Attempting to gain unauthorized access to any data, accounts, or computer systems.
- Providing false or misleading information in an attempt to secure an insurance quote or policy.
3. Accuracy of Information and Underwriting
The information provided on this Website is for informational purposes only. While we strive for accuracy:
- No Offer of Insurance: A quote generated through this Website does not constitute a binder of insurance or a guarantee of coverage.
- Carrier Determination: All insurance products are subject to the terms and conditions of the specific insurance carrier providing the policy. The final premium and eligibility are determined solely by the underwriting carrier.
- User Responsibility: You are responsible for ensuring that all information you provide is accurate. Providing incorrect information may result in the voiding of your insurance policy or the denial of claims.
4. SMS/Text Messaging Terms
By opting in to receive SMS messages from Everwest Insurance, you agree to the following:
- Usage: We will send text messages for quotes, policy reminders, and customer service.
- Frequency: Message frequency varies based on your interaction with the Agency.
- Costs: Message and data rates may apply depending on your mobile carrier plan.
- Opt-Out: You may opt-out at any time by texting “STOP”. For help, text “HELP”.
- Privacy: Your mobile opt-in data is kept strictly confidential and is not shared with third parties for marketing purposes.
5. Intellectual Property
All content on this Website—including text, graphics, logos, and software—is the property of Everwest Insurance or its content suppliers and is protected by copyright and trademark laws. You may not reproduce, modify, or distribute any material from this Website without express written permission from the Agency.
6. Limitation of Liability
Everwest Insurance will not be responsible for any damages or injuries that result from your use of this Website. This includes, but is not limited to, damages or injury caused by:
- Use of (or inability to use) the Website or any linked third-party site.
- Failure of performance, errors, or omissions.
- Computer viruses, line failures, or technical interruptions.
- Total Liability: In no event shall the Agency’s total liability to you for all losses or damages exceed the amount paid by you, if any, to access this Website.
7. Disclaimer of Warranties
THE MATERIAL ON THIS WEBSITE IS PROVIDED ON AN “AS IS” BASIS. EVERWEST INSURANCE DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. WE DO NOT WARRANT THAT THE WEBSITE WILL BE ERROR-FREE OR THAT DEFECTS WILL BE CORRECTED.
8. Third-Party Links
This Website may contain links to websites operated by third parties (such as insurance carriers). These links are provided for your convenience only. Everwest Insurance does not control these sites and is not responsible for their content or privacy practices.
9. Governing Law and Jurisdiction
These Terms and Conditions are governed by the laws of the State of [Insert Your State]. You agree that any legal action arising out of these terms shall be filed exclusively in the state or federal courts located in [Insert Your County/City].
10. Contact Information
If you have any questions regarding these Terms and Conditions, please contact us at:
Everwest Insurance Agency